Terms of Service

Last updated: 22 May 2026 — effective immediately

These Terms of Service ("Terms") form a legally binding agreement between you ("you", "Customer") and AB Tools, sole proprietorship of Abramo Benedetti — VAT ID IT02742450469, Via M. Bertini 32, 55100 Lucca, Italy ("Lumiqa", "we", "us"). They govern your access to and use of the Lumiqa platform, including the website at lumiqa.io, the dashboard, the REST API, the MCP server, and any related services (collectively, the "Service"). By creating an account or using the Service, you accept these Terms. If you don't agree, do not use the Service.

Contents

  1. Who we are
  2. Your account
  3. Acceptable use
  4. Your content and ownership
  5. MCP and REST API usage
  6. Autoposting and connected platforms
  7. AI outputs disclaimer
  8. Billing, plans, refunds
  9. Suspension and termination
  10. Service availability
  11. Warranties
  12. Limitation of liability
  13. Data processing (GDPR Art. 28)
  14. Changes to these Terms
  15. Governing law and dispute resolution
  16. Miscellaneous
  17. Contact

1. Who we are

Lumiqa is operated by AB Tools, sole proprietorship of Abramo Benedetti, registered in Italy under VAT ID IT02742450469, with registered office at Via M. Bertini 32, 55100 Lucca, Italy. Contact: [email protected].

2. Your account

3. Acceptable use

You must not, and must not allow your AI agents or team members to:

We may remove offending content, suspend workspaces, or terminate accounts that violate these rules. For serious or repeated violations, we will not issue refunds.

4. Your content and ownership

You keep ownership of everything you upload. Lumiqa does not claim any intellectual property rights over your videos, audio, project metadata, comments, or any other material you create in your workspace ("Your Content").

To operate the Service, you grant Lumiqa a worldwide, non-exclusive, royalty-free, sub-licensable (only to our sub-processors listed in the Privacy Policy) license to:

This license terminates when you delete Your Content or your account, except for backups (purged within 30 days) and billing/legal records (retained as required by law).

We do not train AI models on Your Content. Your Content is never used for machine learning training, neither by Lumiqa nor by any sub-processor.

5. MCP and REST API usage

Lumiqa exposes a native MCP (Model Context Protocol) server and a REST API. You may build integrations, agents, and applications on top of these interfaces, subject to these Terms.

5-bis. Autoposting and publishing to connected platforms

Lumiqa can publish video content to third-party platforms (YouTube, Instagram, TikTok, Facebook, LinkedIn) on your behalf, immediately or on a schedule, after you connect those accounts via OAuth. By enabling this feature you agree to the following.

6. AI outputs disclaimer

AI outputs are generated, not guaranteed. Transcripts, summaries, suggested comments, and any output produced by AI tools inside Lumiqa (or by your own AI agent acting on the Lumiqa API) may contain errors, omissions, hallucinations, or biased content. You are solely responsible for reviewing AI outputs before relying on them for any decision, publication, or downstream workflow. Lumiqa makes no warranty about the accuracy, completeness, or fitness for purpose of AI-generated content.

Lumiqa is not liable for damages arising from automated decisions made by an AI agent connected to your workspace. If your agent publishes incorrect content, mis-tags a video, or sends a wrong file to a client, the responsibility is yours — keep a human in the loop where the stakes are high.

7. Billing, plans, refunds

7.1 Plans

Current pricing and quotas are published at lumiqa.io/#pricing. We may change pricing for new subscriptions at any time; existing paid subscribers are notified at least 30 days before any price increase.

7.2 Payment

Paid plans are billed monthly in advance via Stripe Payments Europe Ltd. By subscribing you authorize recurring charges until you cancel. VAT and applicable local taxes are added at checkout based on your billing country.

7.3 Trial

Pro and Team plans may include a free trial period (currently 14 days). No charge is made during the trial. At the end of the trial we charge the standard price unless you cancel.

7.4 EU consumer right of withdrawal

EU consumers have a 14-day right of withdrawal for digital services under EU Directive 2011/83/EU. By starting your subscription or trial and using Lumiqa during the withdrawal period, you expressly consent that the digital service begins immediately and you waive the 14-day withdrawal right per Article 16(m) of Directive 2011/83/EU. This does not affect your statutory rights as a consumer.

7.5 Refunds

Subscriptions are non-refundable for partial periods. If a charge is clearly erroneous (double billing, charge after cancellation, technical failure on our side) we issue a full refund within 14 days of being notified at [email protected]. Annual plans, if introduced, will be refundable pro rata.

7.6 Cancellation

You can cancel at any time from Settings → Billing. Cancellation takes effect at the end of the current billing period — you keep paid features until then.

8. Suspension and termination

9. Service availability

We aim for high availability but do not guarantee uninterrupted service. The Service may be temporarily unavailable due to scheduled maintenance, upgrades, infrastructure issues, or circumstances beyond our reasonable control (force majeure). There is no formal SLA for Free and Pro plans. Team plan customers may request a custom SLA in writing.

10. Warranties

The Service is provided "as is" and "as available", without warranties of any kind, express or implied, including (to the maximum extent permitted by law) any warranty of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, secure beyond reasonable industry standards, or that AI outputs will be accurate.

Nothing in this clause limits any rights you have as a consumer under mandatory Italian or EU consumer protection law.

11. Limitation of liability

To the maximum extent permitted by law, our aggregate liability arising out of or related to your use of the Service (whether in contract, tort, statutory, or otherwise) is limited to the fees you paid us in the three (3) months preceding the event giving rise to the claim. For Free plan users, our maximum aggregate liability is capped at €50.

We are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, including loss of profit, loss of data, loss of business opportunity, or damages caused by AI agent actions taken without human review.

The above limitations do not apply to liability that cannot be excluded under applicable law (e.g. gross negligence, willful misconduct, or mandatory consumer rights).

12. Data processing (GDPR Article 28)

For all video content, project files, comments, OAuth tokens, and any other material you upload to Lumiqa, you (the Customer) act as the data controller and Lumiqa acts as the data processor on your behalf, in accordance with Article 28 of Regulation (EU) 2016/679 (GDPR).

We process personal data only on documented instructions from you (these Terms + your in-product actions), apply technical and organizational security measures (see Privacy Policy §11), and engage sub-processors only under written DPAs. A standalone Data Processing Agreement (DPA) is available on request at [email protected]; for Team customers we sign the DPA at onboarding.

13. Changes to these Terms

We may update these Terms to reflect changes in the Service, law, or business needs. Material changes are notified by email to registered users at least 14 days before they take effect. Continued use of the Service after that date constitutes acceptance. If you disagree, cancel your subscription before the effective date.

14. Governing law and dispute resolution

These Terms are governed by the laws of Italy, without regard to its conflict-of-law rules.

For disputes arising out of or related to these Terms:

15. Miscellaneous

16. Contact